Welcome to Virtual‑CFO.in (“we,” “us,” or “our”). We are committed to protecting your privacy and the confidentiality of your personal and business information. This Privacy Policy explains how we collect, use, share, and safeguard your data when you visit our website, submit a consultation request, or engage our virtual CFO and financial advisory services.
By accessing or using www.virtual-cfo.in, you agree to the practices described in this policy. If you do not agree, please do not use our site or services.
What information we collect
We may collect the following types of information:
- Contact and business details: Name, phone number, email address, company name, and brief business description when you fill out a contact form or request a free consultation.
- Business‑specific data: Financial or operational information you share with us during discussions, proposals, or engagement on services such as budgeting, M&A, family settlements, or interim CFO support.
- Technical and usage data: IP address, browser type, device information, pages viewed, and time spent on the site, collected via standard web analytics tools where applicable.
We do not collect sensitive personal data (such as Aadhaar, PAN, bank account details, or GST passwords) unless you explicitly share it with us for a specific service, and even then only on a strictly necessary and consented basis.
How we use your information
We use your information for the following purposes:
- To respond to your queries, consultation requests, and service proposals.
- To provide, personalise, and improve our virtual CFO, financial planning, and advisory services.
- To send you relevant updates, newsletters, or marketing communications (only if you have opted in).
- To comply with applicable laws, regulations, and professional obligations in India, including record‑keeping and transactional documentation.
We do not use your data for unrelated or abusive profiling or tracking beyond standard website‑usage analytics.
Data sharing and disclosure
We respect the confidentiality of your information and will not sell, rent, or trade your data to any third party.
We may share your information only in limited circumstances:
- With trusted service providers (e.g., hosting, email, CRM, or analytics platforms) that support our website and operations, under strict confidentiality and data‑processing agreements.
- With advisors or external professionals (such as legal or tax consultants) when necessary to fulfil a specific engagement, always with your prior knowledge or consent.
- When required by law, in response to court orders, regulatory requests, or to protect our rights, safety, or property.
All such parties are expected to maintain appropriate security and to use your data only for the purposes we specify.
Data security and retention
We implement industry‑standard security measures to protect your personal and business information against unauthorised access, misuse, or alteration. These include:
- Secure servers and encrypted data transmission (HTTPS/SSL) on our website.
- Restricted access to client data within our team and use of confidentiality agreements.
We retain your information only for as long as is necessary:
- To respond to your enquiry or complete a requested service.
- To meet legal, accounting, or regulatory requirements under Indian law.
At the end of the required retention period, your identifiable personal data will be securely deleted or anonymised.
Your rights and choices
Depending on applicable law (including India’s Digital Personal Data Protection Act, 2023, where relevant), you may have the right to:
- Access and review the personal information we hold about you.
- Correct or update inaccurate information.
- Request deletion of your data where it is no longer necessary.
- Withdraw consent for marketing communications at any time.
To exercise any of these rights, or to raise questions or concerns about your data, please contact us via the email address provided on our website. We will respond within a reasonable timeframe.
Cookies and tracking technologies
Our website may use cookies and similar technologies to understand how visitors use the site, improve user experience, and in some cases, to support analytics tools.
You can disable or manage cookies through your browser settings. However, disabling cookies may affect certain website features or make it harder for us to remember your preferences.
Updates to this policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, or legal obligations. Any material changes will be indicated by an updated “Last updated” date, and we encourage you to review this page periodically.
Continued use of www.virtual‑cfo.in after any changes signifies your acceptance of the updated policy.